Centime: All-in-One Cash Management & Banking Software

Automate Accounts Receivable with Centime

Improve collections effectiveness, reduce overdue payments and boost working capital with our powerful AR automation software.

Predict cash inflows with streamlined AR

Focus your collections efforts on the most impactful invoices for your business and unlock an accurate view of your future cash flows with Centime's accounts receivable automation software. We help your team preserve adequate liquidity and predict payment delays with the use of AI

Predict Payment Delays

With Centime's AI-powered AR automation solution, you can automatically forecast and predict delays, and instantly view the impact of those delays on future cash flows.

Make Smarter Collection Decisions

Always have an updated, accurate view of future cash flows with Centime. Our integrated 13-week cash forecast helps you plan and prioritize collections.

Streamline your collections processes to reduce past due invoices

Reduce Days Sales Outstanding (DSO) and improve your working capital with Centime’s automated AR software. Our AI-driven tools simplify the customer payment experience to reduce your total number of overdue invoices and improve key financial metrics like your Collection Effectiveness Index.

Give Customers a Better Way to Pay

Improve client relationships by giving your customers an easy, secure way to pay by ACH or credit card.

Track Customer Interactions

Use a shared workspace to document customer interactions and ensure you're on top of every inquiry.

Get paid faster and mitigate fraud risk with the Customer Portal

Our centralized customer payment portal benefits both you and your customers. Unlock faster payments from your customers, optimize payment controls, get an end-to-end audit trail, and automatically apply cash from payments to your General Ledger

Accelerate revenue
and stop chasing
overdue payments

Autopay redefines the way you manage accounts receivable by automating invoice payments, ensuring that your cash flow remains uninterrupted. With our user-friendly customer portal, your clients gain complete control over their payment preferences, making late payments a thing of the past.

Automate and Streamline Accounts Payable with Centime

Optimize your AP by fully integrating your AP, AR and cash flow forecasting into a single cash management platform. Centime’s accounts payable automation software helps you save money, boost efficiency, mitigate fraud and improve your cash flow.

Save time and money by automating invoice processing

Centime’s AP automation software can reduce your invoice processing costs by up to 75%. Capture early payment discounts and avoid late payment fees, all while empowering distributed teams to work together more efficiently. With improved controls, you can also mitigate the risk of invoice and payment fraud.

Stretch payables and optimize working capital with no penalties

Centime’s powerful AP automation software helps you capture up to 97% of early payment discounts and get cash back on as much as 20% of your AP spend.

Make informed payment decisions based on your cash position

Boost your working capital and gain cash rewards with credit card payments. Implement strong payment controls to mitigate the risk of fraud and reduce paper check payments by 50% or more. Take your business to the next level with Centime’s AI-powered accounts payable processes and dynamic payment options.

Track and improve payables performance with industry-standard KPIs

Upgrade your AP operations with Centime today to start optimizing your business with actionable insights. Our tool makes it easier than ever to share performance data with the board, management and key stakeholders.

Make the most out of every dollar with a high-yield checking account

Put your cash to work with Centime Checking Plus, now offering a powerful 4.25%†† APY.

Maximize Your Earnings
with High-Yield Returns

Centime Banking is the first and only solution that brings together everything you need to get better line of sight across all your cash accounts, combined with a high yield, enhanced FDIC coverage, fraud protection, and more.